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Want to know what your possible savings are?
Simply apply
here and we will provide you with 3 difference options to choose
from
Prefer to talk?
Then simply call our Loan Line and speak to one of our
friendly staff who will go through your options with you.
CALL 1-300-559-164
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Refinancing - Move your high
interest loans into you low interest mortgage.
Refinancing allows you to take control of your
finances by moving your high interest consumer loans into a lower
interest home loan. In doing so the amount of interest that you pay
each month can be greatly reduced. Refinancing all your debts
into one loan may reduce your monthly outgoings significantly and
allow you to get back on track.
We encourage our clients to apply some of their
savings to pay off their home loan quicker. Why? Because by making
additional payments each month helps greatly in taking years off
your home loan term and gives you huge savings in interest payments.
A Real life example
Our client came to us and wanted to refinance their debts. They also
needed some extra money to buy another car and they had some blurs
on their credit history. Their monthly interest payments were really
hurting them and they felt like they were getting no where. Look at
their before and after financial snapshot and you will understand
why now they are very happy.
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Before Refinancing |
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After Refinancing |
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Loan Amount |
Interest/mth |
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Loan Amount |
Interest/mth |
Home Loan
$120,675 loan @ 10.5% |
$120,675 |
$1,213 |
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Home Loan
$168,000 loan @ 9.95% |
$168,000 |
$1,473 |
Personal Loan
$7,242 balance @ 14.9% |
$7,242 |
$240 |
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Credit Card
$4,369 balance @ 15.9 |
$4,369 |
$131 |
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Credit Card
$5,238 balance @ 17.9% |
$5,238 |
$309 |
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Car Loan
$11,502 balance @ 14.25% |
$11,502 |
$345 |
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TOTAL |
$149,026 |
$2,238 |
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TOTAL |
$168,000 |
$1,473 |
By refinancing their high interest loans into
their home loan they SAVED $765 per month - that's a whopping
$9,180 per year PLUS they now drive a
new car!
IT GETS BETTER, if they were to use only half of
the savings they're now making and apply this to their home loan,
then they would pay off their home loan in 16.4 years instead of 30
years AND SAVE OVER $164,855 IN INTEREST
PAYMENTS!!
Working out the details - Finding what's
right for you
There are many other issues that we will discuss with you - such as
fixed or variable interest rates, principal & interest or interest
only loans - but at the end of the process you will have a clear understanding of what the best
loan for you is.
It's not rocket science - Keep it simple!
We offer common sense solutions when it
comes to refinancing and the starting place for this is to get a
clear understanding of all your current debts.
When is the right time to start?
A lot of our clients often tell us that
they wish they had refinanced their debts a long time ago. So the
best time to start taking action is NOW. You can call our Nationwide
Loan Line any time you like. Our Loan Managers are not restricted to
9.00-5.00 working hours. In fact they speak with their clients
mostly after hours when the client gets home from work. So call our
Loan Line NOW or apply online.
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