Looking for the best deal?

The key to making huge savings on a home loan is simple.

Get the lowest possible interest rate you can and then make extra payments each month off the capital. Be determined to do this and you will shorten the loan period, and accordingly save yourself massive amounts in interest payments.
In today’s competitive market, finding the right loan can be complicated. What may suit one person maybe inappropriate for another. Some people may find it easy to make extra payments, but for others it is impossible to even consider. Don’t worry, we have access to over 30 lenders and there will be more that one loan product that will suit your individual requirements.

First Home Buyers
Buying your first home is an exiting and daunting prospect. You might not have a big deposit saved up. That’s OK, we may be able to still get your first home loan. Will will also help you to check if are eligible for the First Home Owners Grant as this is big help for some.

Some people have a bigger deposit than others, some people live in areas where a couple of hundred thousand dollars buys you a huge house, and for others it doesn’t even buy the front doorstep. Whatever your situation, we will find the best possible solution for you.

Housing affordability is becoming more difficult and that is why some lenders are lending up to 85-100% of the value of the property. There are many issues that you need to consider as you get higher up the Loan-to-valuation tree. We will fully explain the pros and cons to you.

Simple Home Loans
You maybe upsizing, downsizing, or simply moving into another home. If you need a simple home loan then we will find the best possible loan for you. The mainstream bank’s aren’t your only choice and there are number of fantastic offers from other lenders that should not be over looked. We want you to be sure that you are getting the best possible deal that will keep dollars on your pocket.

Investment Loans
When it comes to making the most of an investment property, finding the right property in the right location at the right price is only half the battle. You need to find the right finance product to bring the profitability of the property all together. It goes further, the more property that you have, the better the finance product you need to maintain that profitability.

Lo Doc Home Loans
Lo Doc home loans help people who can afford the loan, but who don’t have a full set of documents that an institution requires. Self Employed or people in business for only a short time find Lo Doc Loans very useful in getting the finance that they need.

Fixed or Variable Interest Rates
If you are worried about rising interest rates, then a fixed rate home loan maybe the solution. Usually interest rates can be fixed for 1-5 years according to your requirements. Variable Interest rate loans on the other hand give you the ability to ride the market. We will explain the pro’s and con’s of Fixed or variable Interest Rates so that you can make an informed decision.